DirectMyLoan

FAQ

Candidate FAQ

(Full Transparency)

Is this a Loan Officer position?

Yes. This is a Loan Officer position.

All new hires begin within our LO Ascent platform — a structured, performance-based development system designed to build strong fundamentals before full production autonomy.

You are hired as a Loan Officer from day one, with a clear path to increasing responsibility and earning potential as you demonstrate competency and consistency.

How does the LO Ascent™ Program work?

LO Ascent™ is a structured, competency-based development platform.

Rather than “learning as you go,” you’ll follow a defined progression focused on building the core skills required for consistent production.

Advancement is based on demonstrated performance — not time.

Why is the program structured this way?

Because it produces better results.

This structure is designed to:

- Build strong fundamentals early

- Create consistent, scalable production

- Prevent early burnout and confusion

- Develop confident, independent Loan Officers

We don’t rely on trial-and-error — we build performance intentionally.

How long does the program take?

There is no fixed timeline.

Progression is mastery-based, not time-based. Some Loan Officers advance quickly, while others take more time depending on execution and consistency.

Will I be working real leads?

Yes.

You will work real inbound opportunities as part of your development, with increasing responsibility as you demonstrate readiness and consistency.

What kind of training is included?

Training is built directly into LO Ascent™ and includes:

- CRM (JABRR) and LOS mastery

- Script mastery and structured discovery execution

- Compliance and documentation standards

- Application quality and credit review

- Deal structuring and borrower positioning

- Product knowledge and guideline understanding

Is there coaching or mentorship?

Yes.

Coaching and mentorship are built into your day-to-day environment at DirectMyLoan.

You will receive ongoing support from Sales Managers, Branch Leadership, and experienced Closers — all focused on helping you improve execution, structure deals effectively, and build consistency.

In addition, all new hires receive access to our Mentorship & Coaching Program:

- 6 coaching sessions over 90 days

- Focused on mindset, execution, and consistency

- Sponsored by DirectMyLoan & AFN

Is this role fully remote?

Yes.

This is a fully remote position operating within a structured, performance-driven environment.

While you work remotely, you are supported by an active team environment that includes Sales Managers, Branch Leadership, and peers — similar to the support you would have in an office setting.

This is not a flexible, self-set schedule. Work hours are structured and aligned with our marketing and lead flow to ensure consistent opportunity, responsiveness, and performance.

What are the expectations for performance?

Expectations are centered around activity, application quality, and conversion consistency.

LO Ascent™ provides clear benchmarks at each stage so you understand what success looks like and how to progress.

What does a typical day look like?

A typical day is focused on working inbound opportunities, conducting structured borrower conversations, building applications, and managing follow-up within the CRM (JABRR).

The role is execution-driven, with a strong emphasis on consistency, structure, and pipeline management.

How are leads generated?

Leads are generated through targeted direct mail and inbound marketing strategies.

Loan Officers work real inbound opportunities within a structured system designed to support consistent follow-up and conversion.

How does compensation work?

Compensation is structured to support you as you develop within LO Ascent™, while building toward full production-based earnings.

Compensation begins with a structured hourly component during development, transitioning into hourly plus commission and ultimately full production-based earnings as you progress.

Once in full production, compensation is commission-based with uncapped earning potential.

Our commission structure is tiered — as monthly production increases, you move into higher tiers, and those higher earnings retroactively apply to your production within that period.

This structure is designed to reward consistency, performance, and growth over time.

Hourly compensation is paid biweekly. Commission earnings are paid weekly — on the Friday following the week the loan funds.

When do I earn commission?

Commission eligibility aligns with progression into full production responsibilities.

The LO Ascent™ platform is designed to ensure you are fully prepared to convert consistently before transitioning into a commission-driven structure.

DirectMyLoan

Trusted mortgage solutions. Competitive rates. Quick approvals. Personalized support across the U.S.

American Financial Network, Inc.

10 Pointe Drive, Suite 330 Brea CA 92821

CORP NMLS# 237341; Equal Opportunity Employer; California BRE License # 01317581; Equal Opportunity Lender

Contact

10 Pointe Drive, Suite 330

Brea, CA 92821

(949) 516-0115

[email protected]

A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower's financial condition.

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.

© 2026 American Financial Network, Inc. NMLS #237341. All rights reserved. Equal Housing Lender.